Privacy Policy

Introduction

While using Money Doctor, protecting your private information is our priority.

This policy applies to your use of:

Money Doctor mobile application software (App) hosted on Google play Store and Apple App Store once you have downloaded or streamed a copy of the App onto your mobile telephone or handheld device (Device).

Any of the services accessible through the App (Service). This policy sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. This App is not intended for children and we do not knowingly collect data relating to children without proper parental consent. Please read the following carefully to understand our practices regarding your personal data and how we will treat it.

Important information and who we are

Money Doctor is a mobile application(s) for money management.

Money Doctor provides an app/online platform for the general public and business/government enterprises to manage expenses, incomes and control spending habits.

For the purposes of this policy, unless otherwise noted, all references to MONEY DOCTOR, shall also include HS Technology Developments LTD applications and websites.

The questions posted might be for the purpose of gauging public opinion on certain products, trends, behaviors, political direction, etc.

By using Money Doctor, HS Technology Developments LTD applications and websites, you consent to the data practices described in this policy. This policy applies to:

App users who download the App and use it to manage their incomes, expenses and spending habits.

Collection of your Personal Information

In order to better provide you with products and services offered on our App, Money Doctor may collect personally identifiable information, such as your:

First and Last Name

E-mail Address

Age (+4)

Phone Number

If you purchase services on Money Doctor, we collect billing and credit card information. This information is used to complete the purchase transaction.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Money Doctor public or private message boards, this information may be collected and used pursuant to this policy and the applicable law. As for your user name and password, you are responsible for keeping them confidential. We ask you not to share your username and/or password with anyone.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain services available on the App. These may include: (a) registering for an account on our App; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us.

All input provided on the Money Doctor app, our website or other affiliated platforms is monitored and all data collected can be used for data analysis for the purposes of development and commercial sales by Money Doctor.

We thrive to keep you personal and financial information confidential, our staff and/or representatives do not have access to you financial data.

Use of your Personal Information

Money Doctor collects and uses your personal information to operate its mobile application(s) and deliver the services you have requested. Money Doctor may also use your personally identifiable information to inform you of other products or services available from Money Doctor and its affiliates.

Sharing Information with Third Parties

Money Doctor does not sell, rent or lease its customer lists to third parties.

Money Doctor may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In such cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Money Doctor may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Money Doctor, and they are required to maintain the confidentiality of your information to the same extent set in this policy and the applicable laws.

Money Doctor may disclose your personal information, without notice, if required to do so by law or in good faith under the belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Money Doctor or the site; (b) protect and defend the rights or property of Money Doctor; and/or (c) act under exigent circumstances to protect the personal safety of users of Money Doctor, or the public.

Tracking User Behavior

Money Doctor may keep track of the mobile applications, websites and pages our users visit within Money Doctor, in order to determine what Money Doctor services are the most popular. This data can be used to deliver customized content and advertising within Money Doctor to customers whose behavior indicates that they are interested in a particular subject area or service.

Automatically Collected Information

Information about the Device you use to access our services, hardware and software may be automatically collected by Money Doctor. This information can include your IP address, geographical location, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Money Doctor application and website.

Use of Cookies

Under Money Doctor, HS Technology Developments LTD applications and websites may use “cookies” to help you personalize your application experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Money Doctor pages, or register with Money Doctor site or services, a cookie helps Money Doctor to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as user authentication, billing addresses, shipping addresses, and so on. When you return to the same Money Doctor site or App, the information you previously provided can be retrieved, so you can easily use the Money Doctor features that you customized.

You have the ability to accept or decline cookies. Most mobile applications and web browsers automatically accept cookies, but you can usually modify your application and browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Money Doctor services, application(s) or websites you visit.

Security of your Personal Information

Money Doctor secures your personal information from unauthorized access, use, or disclosure. Money Doctor uses the following methods for this purpose:

SSL Protocol

Multi-factor authentication (MFA)

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol. We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through the App and site cannot be guaranteed.

Children Under Thirteen

Money Doctor does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use the site and/or App.

Opt-Out & Unsubscribe from Third Party Communications

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Money Doctor by contacting us here: Webpage:

www. MoneyDoctorapp.com,

Email:  hello@doctormoneyapp.com

E-mail Communications

From time to time, Money Doctor may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. If you would like to stop receiving marketing or promotional communications via email from Money Doctor, you may opt-out of such communications by replying to email via hello@doctormoneyapp.comm

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted who hold your personal data up to the same standards of confidentiality as Money Doctor.

Changes to this policy

Money Doctor reserves the right to change this policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, within our mobile applications, and/or by updating any privacy information on this page. Your continued use of the App, Site, and/or Services available through each platform after such modifications will constitute your: (a) acknowledgment of the modified privacy policy; and (b) agreement to abide and be bound by that policy.

Contact Information

Money Doctor welcomes your questions or comments regarding this policy. If you believe that Money Doctor has not adhered to this policy, please contact Money Doctor at:

Email Address:  hello@doctormoneyapp.com